Terms of Service

Last updated: 2026

1. Acceptance of Terms

By accessing or using Trade Buddy AI, including the website, Chrome extension, backend services, AI analysis features, and paid subscription features, you agree to these Terms of Service. If you do not agree, do not use the service.

2. Nature of the Service

Trade Buddy AI is an educational and analytical tool designed to help users review trading risk, behaviour, discipline, journaling, and process quality.

Trade Buddy AI does NOT provide:
- financial advice
- investment advice
- trading signals
- guaranteed outcomes
- market predictions
- instructions on what position to take

3. No Financial Advice

All information, analysis, scoring, coaching, or AI-generated content provided through Trade Buddy AI is for educational and informational purposes only. You remain solely responsible for your own financial, trading, and risk-management decisions.

4. Risk Warning

Trading and investing involve substantial risk and may result in partial or total loss of capital. You acknowledge that use of Trade Buddy AI does not eliminate risk and does not guarantee improved performance or profitability.

5. AI Output Disclaimer

Trade Buddy AI may generate outputs using artificial intelligence. AI-generated content may be incomplete, inaccurate, delayed, or unsuitable for your circumstances. You should not rely on AI output as a substitute for your own judgment or professional advice.

6. User Responsibilities

You agree:

- to provide accurate information when using the service
- to use the service lawfully and responsibly
- not to misuse, exploit, reverse engineer, disrupt, or abuse the service
- not to rely on the service as financial advice or as a guaranteed decision-making system
- to maintain the confidentiality of your own account credentials

7. Accounts

You are responsible for activity that occurs under your account. We may suspend, restrict, or terminate access if we reasonably believe the service is being abused, misused, used unlawfully, or used in a way that creates risk to the platform or other users.

8. Subscription, Billing, and Renewals

Certain features require a paid subscription. Paid subscriptions may renew automatically unless cancelled before the next renewal date. Billing and subscription management are handled through Stripe. Pricing, plan features, and usage limits may change over time.

9. Refunds

Unless otherwise required by applicable law, fees are generally non-refundable once charged. If there is a billing error or service issue, contact support and we will review the issue in good faith.

10. Availability of the Service

We do not guarantee uninterrupted, error-free, or always-available service. Trade Buddy AI may experience downtime, maintenance periods, third-party outages, API interruptions, or feature changes.

11. Acceptable Use

You may not use Trade Buddy AI in a way that is unlawful, abusive, fraudulent, harmful to others, or intended to interfere with the operation, security, stability, or integrity of the service.

12. Intellectual Property

Trade Buddy AI, including its branding, interface, text, code, and related materials, is protected by applicable intellectual property laws. Use of the service does not give you ownership of the underlying product or software.

13. Limitation of Liability

To the maximum extent permitted by law, Trade Buddy AI and its operators shall not be liable for any direct, indirect, incidental, consequential, special, punitive, trading-related, emotional, financial, or business losses arising from or related to use of the service, including reliance on AI-generated content.

14. Indemnity

You agree to indemnify and hold harmless Trade Buddy AI and its operators from claims, liabilities, damages, losses, and expenses arising out of your misuse of the service, violation of these terms, or violation of applicable law.

15. Termination

We may suspend or terminate access to the service at our discretion where reasonably necessary for security, operational, legal, abuse-prevention, or policy reasons.

16. Changes to These Terms

We may update these Terms of Service from time to time. Continued use of the service after updated terms take effect means you accept the revised terms.

17. Contact

For support or legal questions, contact: ben.lorencak@icloud.com